In 2022, the state of retirement in America isn’t particularly solid. Some 80% of Americans expect they’ll continue to work after retirement. A whole third of Americans fear they won’t have enough saved for retirement. Shockingly, 22% of Americans don’t know how U.S. retirement funds work or where that money is invested.

Perhaps one of the scariest things about being your own boss is the lack of a safety net. You’ve got lots of freedom, but that all means you’ve got to secure your own retirement! That might sound daunting, but entrepreneurs have plenty of options at their fingertips.

You’ve worked hard to secure your retirement. From 401Ks and IRAs to passive income and pensions, you want that hard work and fiscal dedication to pay off. Here's how to help protect those golden years ahead.

Estate planning isn’t reserved for the ultra-rich. Estate planning minimizes the tax liability for your beneficiaries while giving you peace of mind knowing that your hard work will be inherited by the people you care about most. It might seem macabre, but there’s no time like the present to prepare for your family’s future. Here are the essential steps for a great estate plan.