Investors and entrepreneurs alike rely on a network of skilled professionals to get the job done right – from lawyers and tax experts to management teams and portfolio advisors. It might seem like a chore to add another advisor to the list.

Do you know how you would handle unexpected cash?

Most of us won’t win the lottery or receive a fortuitous inheritance — but we all have our own little windfalls. How you manage your bonus, your tax return, dividends, and the wiggle room in your budget is more important than imagined riches.